Mydata is collecting each individual's personal credit information to obtain consumption, spending, and investment patterns, and creating other business opportunities based on these data. The competitiveness of the service itself must be prioritized in order to create a customized service that creates a variety of new values ​​by gathering all of an individual's information in one service.

I will introduce how to provide Mydata service Vertica-based customized analysis results through Shinhan Bank’s Mydata platform establishment and “Moneyverse” service use-cases, what to consider when collecting, providing API-based data, the current status of data by industry and future directions.